Find Your Perfect Home Loan Today
Get expert guidance, fast pre-approvals, and competitive rates with Wyse Home Loans. Your local mortgage broker helping you buy or refinance with confidence.
Loan Options
Expert Loan Programs for Every Buyer
With decades of industry knowledge, I connect clients to competitive, reliable mortgage options that support their long-term goals.
Conventional Loan
A versatile mortgage option with competitive rates for well-qualified buyers, offering flexible terms and down payment options.
A versatile mortgage option with competitive rates for well-qualified buyers, offering flexible terms and down payment options.
FHA Loan
A government-backed program designed to help borrowers with lower credit or limited savings qualify with reduced down payments.
A government-backed program designed to help borrowers with lower credit or limited savings qualify with reduced down payments.
VA Loan
Exclusive benefits for eligible veterans and service members, including no down payment, no PMI, and favorable terms.
USDA Loan
A zero-down financing option for qualified buyers in eligible rural areas, featuring reduced mortgage insurance and competitive rates.
A zero-down financing option for qualified buyers in eligible rural areas, featuring reduced mortgage insurance and competitive rates.
Jumbo Loan
Financing for high-value properties that exceed conventional loan limits, with tailored options for qualified borrowers seeking larger loan amounts.
Financing for high-value properties that exceed conventional loan limits, with tailored options for qualified borrowers seeking larger loan amounts.
Renovation Loan
A single loan that covers both the purchase and improvement of a property, ideal for homes needing updates or repairs.
A single loan that covers both the purchase and improvement of a property, ideal for homes needing updates or repairs.
Non-QM Loan
Flexible mortgage solutions for self-employed or non-traditional borrowers, using alternative documentation to qualify.
Flexible mortgage solutions for self-employed or non-traditional borrowers, using alternative documentation to qualify.
Reverse Mortgage
A program for eligible senior homeowners that converts home equity into accessible funds while allowing them to remain in their home.
A program for eligible senior homeowners that converts home equity into accessible funds while allowing them to remain in their home.
About Me
About Me
I’ve spent more than 25 years in the residential mortgage industry, serving in roles that include Executive Management, Branch Management, Operations, and Loan Origination. This broad background gives me a unique understanding of the lending process from every perspective—and the insight needed to guide clients with confidence.
25
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Years of Experience
25
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Years of Experience
25
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Years of Experience
8
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Loan Programs
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Loan Programs
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Loan Programs
Fast, Smooth Closings
Knowledge You Can Trust
I make it a priority to stay current on ever-changing industry rules, regulations, credit trends, and lending guidelines. My clients and partners rely on me not only for home financing, but also for clarity, education, and honest advice through every step of the process.
Knowledge You Can Trust
I make it a priority to stay current on ever-changing industry rules, regulations, credit trends, and lending guidelines. My clients and partners rely on me not only for home financing, but also for clarity, education, and honest advice through every step of the process.
Knowledge You Can Trust
I make it a priority to stay current on ever-changing industry rules, regulations, credit trends, and lending guidelines. My clients and partners rely on me not only for home financing, but also for clarity, education, and honest advice through every step of the process.
A Smooth, Stress-Free Process
Whether you’re buying, refinancing, or exploring options, my focus is always the same: a smooth lending experience with honest guidance, clear communication, and smart loan solutions tailored to your goals.
A Smooth, Stress-Free Process
Whether you’re buying, refinancing, or exploring options, my focus is always the same: a smooth lending experience with honest guidance, clear communication, and smart loan solutions tailored to your goals.
A Smooth, Stress-Free Process
Whether you’re buying, refinancing, or exploring options, my focus is always the same: a smooth lending experience with honest guidance, clear communication, and smart loan solutions tailored to your goals.
Help Center
Frequently asked questions
How long does pre-approval take?
Most clients receive a pre-approval within 24 hours of submitting their documents. I review your application personally to make sure we find the right lender match quickly, so you can start shopping for your home with confidence.
What credit score do I need to qualify for a home loan?
Most loan programs require a minimum credit score of around 620, but some options, like FHA loans, allow for lower scores. I’ll review your credit profile and recommend the best program for your situation.
What documents do I need for a pre-approval?
Typically, you’ll need your recent pay stubs, W-2s or tax returns, bank statements, and a copy of your ID. Once I have those, I can verify your income, assets, and credit quickly to issue your pre-approval letter.
Do you offer refinancing options?
Yes! Whether you’re looking to lower your rate, shorten your term, or access equity, I can compare multiple lender options to find the best refinance strategy for your goals.
Can you help first-time homebuyers?
Absolutely. I work with several first-time buyer programs that offer low down payments and flexible credit guidelines. I’ll guide you through the process step-by-step, from pre-approval to closing day.
Are mortgage rates the same for everyone?
No, rates vary based on credit score, loan type, and market conditions. As a broker, I have access to multiple lenders, so I can shop for the most competitive rate available for your profile.
How long does pre-approval take?
Most clients receive a pre-approval within 24 hours of submitting their documents. I review your application personally to make sure we find the right lender match quickly, so you can start shopping for your home with confidence.
What credit score do I need to qualify for a home loan?
Most loan programs require a minimum credit score of around 620, but some options, like FHA loans, allow for lower scores. I’ll review your credit profile and recommend the best program for your situation.
What documents do I need for a pre-approval?
Typically, you’ll need your recent pay stubs, W-2s or tax returns, bank statements, and a copy of your ID. Once I have those, I can verify your income, assets, and credit quickly to issue your pre-approval letter.
Do you offer refinancing options?
Yes! Whether you’re looking to lower your rate, shorten your term, or access equity, I can compare multiple lender options to find the best refinance strategy for your goals.
Can you help first-time homebuyers?
Absolutely. I work with several first-time buyer programs that offer low down payments and flexible credit guidelines. I’ll guide you through the process step-by-step, from pre-approval to closing day.
Are mortgage rates the same for everyone?
No, rates vary based on credit score, loan type, and market conditions. As a broker, I have access to multiple lenders, so I can shop for the most competitive rate available for your profile.
How long does pre-approval take?
Most clients receive a pre-approval within 24 hours of submitting their documents. I review your application personally to make sure we find the right lender match quickly, so you can start shopping for your home with confidence.
What credit score do I need to qualify for a home loan?
Most loan programs require a minimum credit score of around 620, but some options, like FHA loans, allow for lower scores. I’ll review your credit profile and recommend the best program for your situation.
What documents do I need for a pre-approval?
Typically, you’ll need your recent pay stubs, W-2s or tax returns, bank statements, and a copy of your ID. Once I have those, I can verify your income, assets, and credit quickly to issue your pre-approval letter.
Do you offer refinancing options?
Yes! Whether you’re looking to lower your rate, shorten your term, or access equity, I can compare multiple lender options to find the best refinance strategy for your goals.
Can you help first-time homebuyers?
Absolutely. I work with several first-time buyer programs that offer low down payments and flexible credit guidelines. I’ll guide you through the process step-by-step, from pre-approval to closing day.
Are mortgage rates the same for everyone?
No, rates vary based on credit score, loan type, and market conditions. As a broker, I have access to multiple lenders, so I can shop for the most competitive rate available for your profile.
Get in Touch
LET’S MAKE YOUR HOME FINANCING EXPERIENCE EFFORTLESS
Have questions or ready to take the next step? Whether you’re buying your first home, upgrading, or refinancing, I’m here to provide clear guidance and personalized loan options. Let’s turn your goals into a confident, stress-free mortgage plan.
